Development & Bridging Lender

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Phoenix Funding

Specialist property lender providing bridging, development and mezzanine finance



Phoenix Funding is a specialist property lender providing bridging, development and mezzanine finance to developers and property professionals across England, Wales and Northern Ireland. Backed by Arena Investors — a global asset manager operating across 20 countries — Phoenix combines institutional financial strength with the speed and flexibility of a boutique lender. Loans up to £5m, fast decisions, and certainty of funding once terms are agreed.
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Phoenix provides flexible debt solutions across the development lifecycle, combining bridging, development and mezzanine finance to support projects from acquisition through to delivery and refinance.

· Development Finance Lenders

· Senior development finance

· Residential and commercial schemes

· Up to 70% GDV

Phoenix provides structured development finance for ground-up and value-add projects, supporting delivery from planning through to completion with certainty of funding.

· Bridging Lenders

· Land acquisition

· Auction purchases

· Short-term funding

· Refinance

Short-term lending solutions designed for speed and flexibility, enabling borrowers to secure sites, bridge funding gaps and refinance efficiently.

· Mezzanine Lenders

· Equity enhancement

· Stretch senior structures

· Multi-project funding

· Up to 75% GDV

Mezzanine finance to enhance leverage and optimise returns, supporting developers across single assets and portfolio strategies.

 

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Modern two-story home with white render and warm wood cladding, featuring a double garage under blue skies.

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Single unit ground-up development, Surrey


Development finance
£1.2m development loan over 15 months for a ground-up single-unit residential scheme.
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Part-completed residential development, West London

Development finance
£2.7m development loan over 12 months to complete a part-finished scheme of four apartments.
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New build residential, Sanderstead

Development finance
£2.2m construction loan over 12 months for a three-home ground-up development.

What we do

Capital Focus

  • Senior development finance
  • Bridging
  • Mezzanine



Preferred  stage

  • Land acquisition
  • Planning secured
  • Construction
  • Refinance


 

 

 

 

 

 

 

 

Typical loan size

  • £200k–£5m


Asset classes

  • Residential
  • Commercial
  • Mixed-use


 

 

Geographic Focus

  • England
  • Wales
  • Northern Ireland


Open to connecting with

  • Developers
  • Property investors
  • Brokers
  • SPVs

What we deliver

Modern stone house with wooden garage door and slate roof in Cotswold style architecture.
Modern brick apartment building with glass balconies reflecting sunlight against a cloudy urban sky.

Bridging finance from £200k up to 75% LTV, with rates from 0.75% pcm, no exit fees and completion typically within two to three weeks.

Development finance up to 70% of GDV for residential and commercial projects, including air rights and third-party equity structures.

Mezzanine finance up to 75% loan to GDV to stretch equity across multiple projects and enhance returns.

 

How we like to work

Phoenix operates as a direct lender with a straightforward, relationship-driven approach — no hidden costs, flexible credit criteria, and a team experienced in structuring deals in complex situations. Backed by Arena Investors' global capital platform, they can provide funding where others won't, with guaranteed funds once conditions are agreed. Brokers and developers can expect a responsive, transparent process from first conversation to completion.

 

KEY CONTACTS

 

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Marc Cantor

 

Senior Advisor


Your first point of contact for structuring specialist finance solutions, with deep expertise across bridging, development lending and complex deal situations.

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Clint White

 

Founder & Chief Risk Officer


Leads on credit and underwriting decisions, bringing senior-level authority to loan approvals and ensuring fast, reliable outcomes for borrowers.

 

Connect with Phoenix

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SEND YOUR ENQUIRY

Visit Phoenix Funding's website →

Phone: +44(0)800 111 6768

Email: hello@phoenixfunding.co.uk

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Our Partners
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